Okay my fellow blog followers....how's that challenge coming? If you remember correctly from this post, your job was to make some financial goals and stick to them for the whole month of April. Mine and Dallin's consisted of eating out less, less/no amazon purchases, and saving at least another $1,100 dollars. I am extremely proud to say that we accomplished (for the most part) these goals and saved MORE than that! We spent about $1,100 dollars this month and saved almost $2,000.Now, here comes the confession. I had a week where I totally took a nose-dive with our goals. My semester was reaching an insanely stressful point, I was so tired I couldn't think straight let alone cook, so we ate out 3 times that week (youch!!!), AND I bought a swimsuit from ThredUp for our upcoming graduation trip to Florida (woohoo!). My fiscal self regrets this, but my mental self does not. Having to come home, cook, and then clean up a dirty kitchen afterwards probably would have thrown me over the edge of insanity that week. So, Dallin let me relax a little and we went out to eat several times. That probably sounds extreme to some of you. "Of course you should go out to eat!" or "Treat yourself!". Treating myself has turned into something different, though. Eating out is no longer really a "treat" to myself for the most part. Treating myself is watching my bank account grow and knowing that I am financially safe and secure if something happens to us and also knowing that we are getting closer and closer to some of our bucket-list goals. It's the best feeling!!! The bathing suit though...that was just a moment of total weakness. I'm going to fix that this month. ;) For the rest of the month, though, we really maintained our goals, and it feels GOOD. Did your challenge come out well? I want to hear from some of you! If any of you were wussies and didn't do it, that's ok, because GUESS WHAT?! There's another month starting this Sunday, which means you have an opportunity to redeem yourselves and hop on the bandwagon and SAVE. SOME. CASH. Here are some tips that I have for you to help save some money this next month:
1. Like I said in my grocery shopping post, don't go to the grocery store hungry! This can legitimately save you $5-10 every time you go to the grocery store this month. If you're like me and go once a week, that's an extra $20-40 by the end of the month!
2. The weather is getting nice! Nice enough, in fact, that opening the windows to help regulate the temperature of your living space is a much better alternative than turning on that AC unit. Muscle up a little and enjoy maybe a tiny bit of "discomfort"! Dallin and I made a goal not to use our AC/Heat for all of April, and I am proud to report that I only broke down twice. Turned the heat on once and turned the AC on once (both on days when the temperature was fairly extreme). My window has been open every day for a few weeks! Save some money on that utility bill. I saved about $20 this month.
3. Do NOT go to a retail location when you are emotional or tired this month. My most guilty Ross trips always happened when I was down in the dumps. Clothes don't REALLY make you happy. So, drag yourself off the couch, grab your sweetheart's hand, and go for a walk instead. It will lift your mood no matter the weather (I promise!!!), and you won't have to spend any money!
4. REALLY consider whether or not something is necessary for basic living needs before you buy it. I'm not asking you to quit buying bread for your family or let your kids go naked, but do you really NEED that new purse that is on clearance at the store or that new athletic wear you've been eyeing? Unless you use a purse every single day and yours has so many holes that things are falling out of it, you don't need it.
5. Finally, make it a game, and get somebody to do it with you. I'm luckily married, so my husband is my "person" to do this with. We were both skeptical (okay, I was skeptical) when we first started doing this whole "live-WAY-below-your-means-and-go-without-things" thing, but I am 100% converted. Life is better when it's simpler and when you are saving money to make your goals happen.
So, pull out a piece of paper, write down the goals, and tape them to your bathroom mirror. It's time to start making some changes! For those of you who were doing the April challenge (if there were any besides us), props to you! Let me know how it went in the comments section! As an alternative, you can also post in the comments money-saving ideas that you love that MIGHT even sound extreme to help you be motivated this next month
! Isn't that what this blog's about? ;)
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